Best Divorce Lawyers in Nashville, TN

When facing divorce and concerned about continuing health insurance coverage, it’s important to know that during divorce proceedings, a spouse is required to keep the other spouse on their health insurance plan. Violating this can lead to legal consequences. After divorce, the dependent spouse may be eligible for continued coverage under the federal law known as COBRA, for up to three years, albeit at a higher cost. This option ensures no gap in coverage, allowing time to find alternative insurance. However, COBRA isn’t available for individuals aged 65 or older, because they can access Medicare. Financially disadvantaged spouses, especially in long-term marriages, may have the cost of health insurance included in an alimony award. During the divorce process, the spouse providing health insurance must give notice of cancellation at least 30 days prior to finalizing the divorce and provide information on the availability of COBRA benefits. For children, the parent providing health insurance continues to do so after divorce, with the cost factored into child support calculations. In summary, while losing spousal health insurance post-divorce is inevitable, avenues like COBRA, alimony, and court orders regarding children’s coverage can help mitigate the impact.